Sum Insured Determination for Cereal, Citrus and Vineyards in the Spanish Agricultural Insurance System.

Lozano, C. and Tarquis Alfonso, Ana Maria and Gómez-Barona, J.A. (2012). Sum Insured Determination for Cereal, Citrus and Vineyards in the Spanish Agricultural Insurance System.. In: "Geophysical Research AbstractsVol. 14", 22/04/2012 - 27/04/2012, Viena, Austria. p. 1.

Description

Title: Sum Insured Determination for Cereal, Citrus and Vineyards in the Spanish Agricultural Insurance System.
Author/s:
  • Lozano, C.
  • Tarquis Alfonso, Ana Maria
  • Gómez-Barona, J.A.
Item Type: Presentation at Congress or Conference (Other)
Event Title: Geophysical Research AbstractsVol. 14
Event Dates: 22/04/2012 - 27/04/2012
Event Location: Viena, Austria
Title of Book: 9th EGU General Assembly
Date: June 2012
Subjects:
Faculty: E.T.S.I. Agrónomos (UPM) [antigua denominación]
Department: Matemática Aplicada a la Ingeniería Agronómica [hasta 2014]
Creative Commons Licenses: Recognition - No derivative works - Non commercial

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Abstract

In general, insurance is a form of risk management used to hedge against a contingent loss. The conventional definition is the equitable transfer of a risk of loss from one entity to another in exchange for a premium or a guaranteed and quantifiable small loss to prevent a large and possibly devastating loss being agricultural insurance a special line of property insurance. Agriculture insurance, as actually are designed in the Spanish scenario, were established in 1978. At the macroeconomic insurance studies scale, it is necessary to know a basic element for the insurance actuarial components: sum insured. When a new risk assessment has to be evaluated in the insurance framework, it is essential to determinate venture capital in the total Spanish agriculture. In this study, three different crops (cereal, citrus and vineyards) cases are showed to determinate sum insured as they are representative of the cases found in the Spanish agriculture. Crop sum insured is calculated by the product of crop surface, unit surface production and crop price insured. In the cereal case, winter as spring cereal sowing, represents the highest Spanish crop surface, above to 6 millions of hectares (ha). Meanwhile, the four citrus species (oranges, mandarins, lemons and grapefruits) occupied an extension just over 275.000 ha. On the other hand, vineyard target to wine process shows almost one million of ha in Spain.

More information

Item ID: 19754
DC Identifier: http://oa.upm.es/19754/
OAI Identifier: oai:oa.upm.es:19754
Official URL: http://www.geophysical-research-abstracts.net/gra_volume_14.pdf
Deposited by: Memoria Investigacion
Deposited on: 27 Sep 2013 18:19
Last Modified: 21 Apr 2016 21:06
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