Approaching unbanked people: a person-to-person payment application on Facebook

San Miguel González, Beatriz and Cases, Nayeli and Yelmo Garcia, Juan Carlos and Álamo Ramiro, José María del (2015). Approaching unbanked people: a person-to-person payment application on Facebook. In: "VII Congreso Iberoamericano de Telemática (CITA2015)", 10/06/2015 - 12/06/2015, Popayán, Colombia. pp. 43-50.

Description

Title: Approaching unbanked people: a person-to-person payment application on Facebook
Author/s:
  • San Miguel González, Beatriz
  • Cases, Nayeli
  • Yelmo Garcia, Juan Carlos
  • Álamo Ramiro, José María del
Item Type: Presentation at Congress or Conference (Article)
Event Title: VII Congreso Iberoamericano de Telemática (CITA2015)
Event Dates: 10/06/2015 - 12/06/2015
Event Location: Popayán, Colombia
Title of Book: Memorias del VII Congreso Iberoamericano de Telemática CITA2015
Date: 2015
Subjects:
Freetext Keywords: Social Networks, Payment Services, Person-to- Person Payments, Facebook
Faculty: E.T.S.I. Telecomunicación (UPM)
Department: Ingeniería de Sistemas Telemáticos [hasta 2014]
Creative Commons Licenses: Recognition - No derivative works - Non commercial

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Abstract

More than 2.5 billion people are still unbanked and they do not access or use financial services. In this paper, we present an innovative service that allows Santander University Smart Card holders to make person-to-person payments to their friends, using different social channels, such as Telegram, Facebook or Twitter. Our first implementation is based on Facebook, one of the most used social networks. This approach allows the service to reach a great number of potential users but the delivery and stability of the service depends on an external provider. We include the description of the service architecture, its implementation, tests, and the lessons learned from the development. We also discuss pros and cons of the third party service dependency from the technical and business viewpoints.

More information

Item ID: 38677
DC Identifier: http://oa.upm.es/38677/
OAI Identifier: oai:oa.upm.es:38677
Deposited by: Memoria Investigacion
Deposited on: 05 Dec 2015 09:19
Last Modified: 06 Jun 2016 09:21
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