A personal data framework for exchanging knowledge about users in new financial services

San Miguel González, Beatriz and Álamo Ramiro, José María del and Yelmo Garcia, Juan Carlos (2015). A personal data framework for exchanging knowledge about users in new financial services. In: "1st International Workshop on Personalization & Recommender Systems in Financial Services (FINREC 2015)", 16/04/2015, Graz, Austria. pp. 1-8.

Description

Title: A personal data framework for exchanging knowledge about users in new financial services
Author/s:
  • San Miguel González, Beatriz
  • Álamo Ramiro, José María del
  • Yelmo Garcia, Juan Carlos
Item Type: Presentation at Congress or Conference (Article)
Event Title: 1st International Workshop on Personalization & Recommender Systems in Financial Services (FINREC 2015)
Event Dates: 16/04/2015
Event Location: Graz, Austria
Title of Book: 1st International Workshop on Personalization & Recommender Systems in Financial Services (FINREC 2015)
Date: 2015
Subjects:
Faculty: E.T.S.I. Telecomunicación (UPM)
Department: Otro
Creative Commons Licenses: Recognition - No derivative works - Non commercial

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Abstract

Personal data is a key asset for many companies, since this is the essence in providing personalized services. Not all companies, and specifically new entrants to the markets, have the opportunity to access the data they need to run their business. In this paper, we describe a comprehensive personal data framework that allows service providers to share and exchange personal data and knowledge about users, while facilitating users to decide who can access which data and why. We analyze the challenges related to personal data collection, integration, retrieval, and identity and privacy management, and present the framework architecture that addresses them. We also include the validation of the framework in a banking scenario, where social and financial data is collected and properly combined to generate new socio-economic knowledge about users that is then used by a personal lending service.

More information

Item ID: 38708
DC Identifier: http://oa.upm.es/38708/
OAI Identifier: oai:oa.upm.es:38708
Official URL: http://ceur-ws.org/Vol-1349/paper04.pdf
Deposited by: Memoria Investigacion
Deposited on: 07 Dec 2015 18:51
Last Modified: 07 Dec 2015 18:51
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